Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Vacation Without the Guilt Trip Travel doesn’t have to be a financial headache. Home Ownership by the Numbers Tips on home-buying for Millennials. Systematic Withdrawals in Retirement Taking regular, periodic withdrawals during retirement can be quite problematic.